Thursday, November 15, 2007

How to insure a Mountain Bike Park



Well this one ain't easy. We want to have a place where mountain bikes can play, practice and generally entertain us. But I think the insurance guys are onto the idea that maybe sometimes we crash, and woops, get hurt. I'd like to believe that anyone riding would take responsibility for themselves, but there are the types out there who wouldn't. So we are still looking for a solution. Telluride Town Park and Buena Vista CO town park have skateboard parks; so we can have the same sort of thing. Sorry, I don't see skateboarding exploding in Davis too awfully soon.

It also turns out that there has been a trend in legal precedent to the favor of government entities hosting such risk sport parks. The reason is that courts have found it illogical that a guy can hurt himself in a park that was created for his enjoyment using his tax dollars for the enjoyment of the community. Negligence would probably be a different story, but it is clearly more favorable to have skateboard parks, MTB skills parks, and climbing areas on government ground.

If hosted on private property, insurance companies generally required a supervised environment with signed waivers. For example, Ray's MTB Park. An solution will emerge, and there will be a mountain bike park in Davis, WV!

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